Dream globally. Bank locally: Nium Pay In.

Create virtual bank accounts all over the world, so you can receive, hold, offer new payment methods and save on FX fees. All without navigating arcane international banking regulations.

Bank like a local in 35 
different countries.

Do business internationally, while receiving funds locally. Set up virtual bank accounts in 35 different countries and accept payments via bank transfers, cards and wallets.


Accounts in foreign countries.

You don’t have to be there to bank there. Open single, multiple and even dedicated accounts to a specific partner.

Reduced FX management.

Take advantage of local rails and currencies for all your transactions—saving you time and money on FX and conversion fees.

New payment methods.

Your international customers can pay from cards or with a local bank transfer, removing friction and cost from the process.

Explore our docsarrow

The most powerful APIs for global money movement.

Go from idea to implementation quickly with robust, bank-grade APIs. Our documentation, sample data and code snippets provide developers with powerful tools to launch your next innovation.

Start building


Build a global solution using modular, cloud-based APIs. Easily integrate features and geographies as you scale.


Read our documentation, explore APIs in our sandbox and begin to prototype as you build a solution.


Our partners.

“With Nium, I saw the ability for us to scale quickly, not only locally but in new markets, and at a commercially feasible cost.”

—Pelikin | Sam Brown, Founder and CEO

Read the story

Modern money movement and the global network that makes it possible.

We empower modern money movement through a global network of regulatory licenses and partners, compliance services and world-class APIs designed to make the complexities of global commerce invisible.


Pay Out to 190+ countries and territories


Set up virtual Pay In accounts in 35 different countries


Issue physical and virtual cards in 30+ markets worldwide